I have heard recent news about PayPal "changing their policies" and "modifying their TOS to punish adult artists". I don't know how big a deal it is! PayPal has been shutting down artists and stealing from them for 20 years. They will still be doing it 20 years from now. Adult artists have always been against their TOS. I am lucky that nothing bad has happened to me yet! But, it is good to be prepared for it.
As of this morning, I should be able to receive payments through PayPal, commiss.io, Square, Google Pay, and Venmo (although Venmo is US only.) ...This does not technically fix anything, because of these other services also prohibit "adult oriented products or services" -- but, it is a little band-aid fix in case something goes wrong.
A lot of other artists deal with this sort of thing too! If you have any other recommendations or anecdotes I'd love to hear them. I am not trying to change the world, I just want to stay out of trouble.